What happens if the drunk driver was underinsured?
Policy limits decide whether the driver's coverage can address the documented losses. Atlanta Auto Law reviews the driver's policy, your own applicable coverage, medical records, wage records, and liability evidence. We then explain settlement options and whether further action is appropriate. Do not sign a final release before the coverage review is complete.
How does the first consultation help after an impaired-driver crash?
The first consultation identifies the crash facts, injuries, insurance coverage, and records needed for a claim. Bring the police report, insurance details, medical records, bills, wage information, and insurer letters if available. We use those materials to explain the next legal steps and the issues that need more review.
Which records support a drunk driving injury claim?
Police records, medical records, wage documents, insurance letters, and vehicle damage records support different parts of the claim. We compare the records to connect the crash with the injuries and losses. Photos, witness details, and treatment notes can also help explain fault and the effect on daily life.
When should I speak with an attorney after the crash?
You should seek legal guidance before signing a release or accepting a final settlement. Early review helps preserve police records, medical information, insurance documents, and evidence tied to fault. Treatment does not need to be finished before you ask questions about the claim, but the available records should be updated as care continues.
Why might an insurer dispute an impaired-driver claim?
An insurer might dispute fault, the cause of an injury, the value of losses, or the coverage available under the policy. We answer those disputes with records that support the crash, treatment, work impact, and financial losses. The driver's suspected impairment does not remove the need to prove the claim's supported damages.
What does a settlement demand include?
A settlement demand explains liability, injuries, medical expenses, lost wages, property damage, pain and suffering, and other eligible losses. We support those points with records and describe the legal basis for the requested resolution. The demand does not guarantee payment, and the insurer may accept, reject, or negotiate its terms.
Can the claim go to court if negotiations fail?
Litigation is possible when settlement discussions do not resolve a supported injury claim. We assess the evidence, insurance position, damages, and legal issues before recommending that step. Court action adds legal work and risk, so the decision should follow a careful review of the claim rather than a rushed response to an insurer's offer.
