What happens if the drunk driver was underinsured?
Policy limits may leave part of the supported loss unpaid when the drunk driver's coverage is too low. Atlanta Auto Law reviews the liability policy, underinsured motorist coverage, medical records, wage loss, and settlement demand. The next step is a coverage review before accepting an insurer's offer.
What documents should I bring to the first consultation?
Crash records, medical records, insurance letters, and loss documents give the first consultation a useful starting point. Bring the police report if available, bills, treatment notes, wage information, photographs, and messages from insurers. These materials help us identify missing proof and explain the claim's next step.
What does the attorney look at first after a drunk driving crash?
The first review focuses on the crash facts, injury records, and available insurance coverage. We then compare the police report with medical treatment, wage loss, property damage, and other claim documents. This order helps separate proven losses from issues that need more records.
When should I speak with an attorney if treatment is ongoing?
An attorney can review a claim while medical treatment is still ongoing. Current records can show the injury and care already documented, while later records may add to the loss picture. We discuss what is known, what remains open, and how insurer communications should be handled.
How does a settlement demand address emotional distress?
A settlement demand may describe pain, emotional distress, treatment, and the effect of the injury on daily life. Medical records and personal accounts help connect those effects to the crash. Atlanta Auto Law includes supported losses while recognizing that each injury claim has different facts.
Which losses can a drunk driving injury claim include?
A drunk driving injury claim may include medical expenses, lost wages, property damage, pain and suffering, and other eligible losses. We review records for each category and connect the losses to the collision. The claim must be supported by evidence, not by an unsupported estimate.
Why might an insurer dispute a settlement demand?
An insurer may dispute fault, injury severity, treatment, causation, or the amount of claimed loss. We respond by reviewing the crash evidence, medical records, wage documents, and policy terms. The demand can then be assessed against the actual records and available coverage.